:root{
  --navy:#0E2741;
  --teal:#1EB5B1;
  --teal-2:#71D3CD;
  --sand:#EFE1C5;
  --paper:#F8FBFA;
  --ink:#132A3E;
  --muted:#5C6E7A;
  --white:#FFFFFF;
  --line:rgba(14,39,65,.12);
  --shadow:0 20px 60px rgba(14,39,65,.12);
  --radius:28px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.55;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 36px));margin:auto}
.nav{
  position:sticky;top:0;z-index:50;
  background:rgba(248,251,250,.88);
  backdrop-filter:blur(16px);
  border-bottom:1px solid var(--line);
}
.nav-inner{height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.08em}
.brand img{width:44px;height:44px}
.nav-links{display:flex;gap:24px;color:var(--muted);font-size:.95rem}
.nav-links a:hover{color:var(--navy)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:14px 20px;border-radius:999px;font-weight:700;border:1px solid transparent;
  transition:.2s ease;cursor:pointer;
}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 14px 30px rgba(14,39,65,.18)}
.btn-soft{background:#fff;border-color:var(--line);color:var(--navy)}
.hero{
  min-height:680px;display:grid;align-items:center;
  background:
    linear-gradient(90deg,rgba(248,251,250,.98) 0%,rgba(248,251,250,.92) 35%,rgba(248,251,250,.30) 66%,rgba(248,251,250,.08) 100%),
    url("assets/hero.svg") center/cover no-repeat;
}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  color:var(--teal);font-size:.82rem;text-transform:uppercase;letter-spacing:.16em;font-weight:800
}
.hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(3.1rem,7vw,6.8rem);line-height:.94;margin:18px 0 20px;color:var(--navy);letter-spacing:-.045em}
.hero h1 span{color:var(--teal)}
.hero p{font-size:1.18rem;max-width:620px;color:#476170;margin:0 0 30px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-note{margin-top:18px;color:var(--muted);font-size:.9rem}
.hero-card{
  justify-self:end;width:min(420px,100%);
  background:rgba(255,255,255,.78);backdrop-filter:blur(12px);
  border:1px solid rgba(255,255,255,.7);border-radius:32px;padding:26px;box-shadow:var(--shadow)
}
.hero-card h3{margin:0 0 14px;color:var(--navy)}
.quick-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.quick-item{padding:16px;border-radius:18px;background:#fff;border:1px solid var(--line)}
.quick-item b{display:block;color:var(--navy);margin-bottom:2px}
.quick-item span{color:var(--muted);font-size:.88rem}
section{padding:92px 0}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:32px}
.section-head h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2rem,4vw,3.4rem);line-height:1.05;margin:0;color:var(--navy);letter-spacing:-.03em}
.section-head p{max-width:520px;margin:0;color:var(--muted)}
.region-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{
  position:relative;overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  min-height:310px;padding:28px;box-shadow:0 10px 35px rgba(14,39,65,.06);
  transition:.2s ease;
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card::before{
  content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;
  background:linear-gradient(135deg,var(--teal-2),transparent);opacity:.35
}
.card .num{font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);font-weight:800}
.card h3{font-family:Georgia,"Times New Roman",serif;font-size:2rem;margin:70px 0 10px;color:var(--navy)}
.card p{color:var(--muted);margin:0 0 20px}
.card .more{font-weight:800;color:var(--navy)}
.info-band{background:var(--navy);color:#fff}
.info-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}
.info-band h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.2rem,4vw,3.8rem);line-height:1.05;margin:0 0 18px}
.info-band p{color:#C8D5DF;max-width:650px}
.checks{display:grid;gap:12px}
.check{display:flex;gap:12px;align-items:flex-start;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.dot{width:12px;height:12px;border-radius:50%;background:var(--teal);margin-top:7px;flex:0 0 auto}
.note-box{padding:22px;border-radius:22px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12)}
.note-box b{display:block;margin-bottom:6px}
.cta{
  padding:70px 0 90px;
}
.cta-box{
  border-radius:34px;background:linear-gradient(135deg,#DFF4F2,#F2E5CB);padding:54px;
  display:flex;align-items:center;justify-content:space-between;gap:30px;border:1px solid var(--line)
}
.cta-box h2{font-family:Georgia,"Times New Roman",serif;margin:0 0 10px;color:var(--navy);font-size:clamp(2rem,4vw,3.2rem)}
.cta-box p{margin:0;color:var(--muted)}
footer{padding:34px 0;border-top:1px solid var(--line);background:#fff}
.footer-grid{display:flex;justify-content:space-between;gap:20px;align-items:center;color:var(--muted);font-size:.92rem}
.footer-links{display:flex;gap:18px;flex-wrap:wrap}
.page-hero{padding:110px 0 70px;background:linear-gradient(180deg,#EAF8F7,#F8FBFA)}
.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(3rem,7vw,5.6rem);margin:0 0 18px;color:var(--navy);letter-spacing:-.04em}
.page-hero p{max-width:760px;font-size:1.13rem;color:var(--muted)}
.content{padding:64px 0 100px}
.prose{max-width:780px}
.prose h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);margin-top:42px}
.prose p,.prose li{color:#445C6A}
.legal-warning{
  padding:18px 20px;border-radius:16px;background:#FFF4D8;border:1px solid #E8C36D;color:#6F5520;margin-bottom:28px
}
@media(max-width:860px){
  .nav-links{display:none}
  .hero{min-height:auto;padding:72px 0}
  .hero-grid,.info-grid{grid-template-columns:1fr}
  .hero-card{justify-self:start}
  .region-grid{grid-template-columns:1fr}
  .section-head{align-items:start;flex-direction:column}
  .cta-box{padding:34px;align-items:flex-start;flex-direction:column}
}